GPay has no access to Aadhaar database: Google to HC

Google India Digital Services Pvt Ltd on Monday told the Delhi High Court that it does not have access to the Aadhaar database and does not require any such information for operating its digital wallet platform Google Pay.

“Google Pay does not require user’s Aadhaar details, in any manner whatsoever and therefore, neither does it require to access the Aadhaar database nor does it have access to the Aadhaar database,” Google said in an affidavit filed before the HC.

Google India’s reaction came on a petition claiming that Google Pay had “unauthorized access to the BHIM AADHAAR – Unified Payments Platform”.

According to Google’s affidavits, the allegation was made by financial economist Abhijit Mishra in the rejoinder filed by him in his PIL claiming that Google Pay was facilitating financial transactions without the requisite authorization from RBI.

Mr. Mishra, in the petition filed through advocate Payal Bahl, said Google Pay is using NPCI’s BHIM Unified Payments Interface for money transfers.

Responding to the petition, Google India said that the NPCI has been granted a Certificate of Authorisation on August 24, 2016, to operate the UPI payment system.

“The NPCI to ensure penetration for the UPI payment system, allowed for payment service provider banks to avail the services of large technology companies or TPAPs (Third Party Application Providers) to connect with end customers. The role of Google Pay, being a TPAP, is allowed under the applicable regulatory framework,” Google said.

The next hearing of the High Court will be on October 22.

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